Fixed Rate Mortgages

Find security and convenience in our Fixed Rate Mortgages!

Fixed Rate Mortage Rates
(Accurate as of 7/30/2013)
Up to
15 Year Term
Term Rate:
4.500%
APR:
4.500%
Points:
0 PTS
Application Fee:
None
20 Year Term
Term Rate:
4.750%
APR:
4.750%
Points:
0 PTS
Application Fee:
None
25 Year Term
Term Rate:
4.750%
APR:
4.750%
Points:
0 PTS
Application Fee:
None
30 Year Term
Term Rate:
5.625%
APR:
5.625%
Points:
0 PTS
Application Fee:
None
  • FIXED RATES BASED ON $100,000.00 FOR 15, 20, 25 or 30 YEAR TERM AS SHOWN.
  • The above shown APR is based on a $100,000.00 conventional mortgage loan with a 20% down payment.
  • Equitable Savings and Loan may be able to offer you a lower rate if you choose to pay points.
  • Non-owner occupied mortgage loans are available at +1% over the rates shown.
  • Equitable Savings and Loan may assign, sell, or transfer the servicing of mortgage loans. Equitable Savings and Loan is able to service these mortgage loans. For all the first lien mortgage loans to be made in the next 12 months, it is estimated that 0% of such loans will be assigned, sold or transferred. No loans have been assigned , sold, or transferred in the previous three years.
  • ALL OF THE ABOVE REQUIRE 10% DOWN FOR RESIDENTIAL PROPERTIES.
  • RESIDENTIAL LOANS WITH LESS THAN 20% DOWN WILL REQUIRE PRIVATE MORTGAGE INSURANCE.
  • NORMAL CLOSING COSTS: POINTS, APPRAISAL FEE, TITLE EXAMINATION, INSPECTION FEES FOR PROPERTY IMPROVEMENT, CREDIT REPORT FEE, RECORDING FEES, PRIVATE MORTGAGE INSURANCE ON OVER 80% LOANS, PEST INSPECTION ON PURCHASE MONEY TRANSACTIONS.
NOTE: APR = Annual Percentage Rate
 

 

 

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114 South Main Street
P.O. Box 267
Cadiz, Ohio 43907-0267
Phone: 740-942-2092
Toll-free: 800-481-4713
Fax: 740-942-4220